There is always that outlier...that one rogue bank, that one rogue person, but for most, if not all financial institutions engaged in banking, they don't work directly with end buyers on REO property unless that end buyer is a fully vetted, institutional buyer, and usually only with bulk sales.

Or if you want to engage with other "al la cart" services, some companies will do that. 

I don’t want to engage a realtor at this point and waste anyone’s time since I’ll be waiting 2-3 years..

Most people with 3 or 6 mortgages reporting to their credit have FICOs in the 775 to 825 range even if that is the ONLY credit activity they engage in.

This registration is required for non-exempt persons engaging in mortgage lending, mortgage brokering, or mortgage servicing as defined in O.R.C.

I’ll also be sure to check out MK3.In general, it’s best to have those key players lined up before really zeroing in on a deal anyway, right?

Good Afternoon everyone, I'm Bryce Noel and I'm currently a student and football player at Hobart and William Smith Colleges in Geneva, New York.

I recommend setting up keyword alerts for each area as they are discussed in the forums daily with advertisements posted in the BiggerPockets marketplace hourly so you get to know the players in each of them a bit better.

An operator of a switchboard, or an officer, agent or employee of a provider of wire or electronic communication service, whose facilities are used in the transmission of a wire or electronic communication, to intercept, disclose or use that communication in the normal course of his employment while engaged in any activity which is a necessary incident to the rendition of his service or to the protection of the rights or property of the provider of that service.

An appraisal also determines value but it is underwritten based on its engagement.