Many of them will actually let you buy the warranty after the item fails.

Fannie and Freddie will not originate loans into an LLC, last I checked, so you will be on the commercial side of any bank you work with.  

Still wrapping my head around this - but it is complex and not sure how banks deal with this when you try to refinance. - do nothing, hold in personal name but ensure you have sufficient Umbrella coverage.Do you use one of the above?

Many people have attempted (and failed) to outwit the IRS on this matter.

If income is tight you can buy your primary home first and use a DSCR loan program secondly to buy an investment rental because DSCR "Does Not" use income or tax returns instead it uses the properties rents to qualify.Best thing to do is talk to the Bank so that we can run the numbers up front so you know Max loan amount for primary.

After the September 11 attack on the world trade towers, they passed a lot of laws aimed at being able to track people, requirements on having identification to open a bank account, and reporting on tax transactions of over $10,000. 

Often, local lenders will offer additional incentives if the business banking relationship is established.

Most notably a rehab that went $100k over budget and a failed attempt at Airbnbing an Airstream that was a $30k mistake 

We looked at one through Wells Fargo a few years back, not sure if other banks have the same guidelines.

A small chip in the bathtub and that’s a fail, window doesn’t open good enough that’s a fail, bedroom door lock doesn’t lock properly that’s a fail.