Forgive me for not understanding this difference...Also, I'm sorry if you think this is shameless self-promotion and can see how you would view it that way, but perhaps you're zeal to prevent marketing can sometimes interfere with informational exchanges and my thought is that it is perhaps a touch overly sensitive, but I will certainly keep that in mind on further posts, thank you for the advise.

I recommend building your own as well.One thing to consider once you build a calculator is to do sensitivity analysis.

Regardless of the system they are temperature sensitive, so you have to treat them like a computer.

Do you mind sharing specific/rough pricing for such calls: 1) small things like a drywall patch, 2) to bigger things like a furnace/water heater repair, 3) time-sensitive things like a burst pipe or water-heater out, 4) anything else. 

As your commercial real estate portfolio grows and your loan balances grow with new acquisitions, lenders become more and more sensitive to your liquidity position when you are filling out Personal Financial Statements. 

Here's where I'm about to be REALLY blunt, again please stop reading if you're not OK with that or are feeling sensitive today.You can spend that 50 hours on the empty promise of "wholesaling" or "seller financing," or any number of other whimsical things, but the problem there is that so far you haven't been able to sell anyone on hiring you for more than minimum wage 40 hours a week, how are you going to sell a homeowner on selling to you for 60% of fair market value? 

This works OK for relatively static and simple investments like a private placement or crowdfund, but can become rather cumbersome and expensive with a more time sensitive and transaction intensive asset such as a rental property.

My sympathies to the family of the deceased and my best wishes to you as you navigate this sensitive issue.

I love that I can charge the tenant for it directly with just their email address, and no need for me to have their sensitive information.

When people get in a desperate situation they take desperate measures, and if they feel like the landlord is not sensitive at all to their situation along with all the rest of the world (true or not it is how they feel), they will often times be very difficult, and the eviction will rarely end up in a good situation for the landlord.