Your income isn't high enough for it to make sense as a rental and the closer you get to your residence limit the greater pressure you will have to sell it before losing your exclusion in whole or part. 500k right now can make $15k per year income with zero maintenance or tenant risks. 

A couple of things I like to tell my newbies-Owning a short-term rental property can offer significant financial benefits.

I really appreciate you reaching out and offering your support.

This allowed us to maximize revenue and occupancy more effectively.Safely Insurance: We also decided to use Safely Insurance, which provides comprehensive coverage for guest damages, liability, and protection beyond what Airbnb or Vrbo offer.

Since Airbnb remits at the state level when I see high numbers (or low) of what I am remitting for other OTAs/direct I then drill down to make sure listings are optimized on all channels.

Gradually scale by researching high-growth markets, partnering with experienced investors, and exploring financing options like SBA loans.

When going for a HELOC, aim high on your home’s value — let the appraiser bring it down to what it's actually worth rather than underestimating it yourself.Cash is king.

Offer much less than zillow says .

All my tenants in various cities that have had renewals offered have accepted, except for two in coastal SC cities as they're moving states.

I would highly recommend you create an LP agreement.