Doing the right thing is expensive, but it pays off in the end.Yes, this is the option I initially explored and came across this pilot program that NYC was offering specifically to help homeowners legalize basement/cellar apartments but it seems like the pilot program was not much of a success.

Which hardest part is finding an accredited university for that degree as SCSU was a main go-to but has halted the program. 

Everything seemed functional.

Also, desirable amenities (pools, fitness centers, clubhouses) enhance the functionality of a community.

I use this to replenish consumables - toilet paper, trash bags, paper towel, soaps, etc.It's important to also note that I overstock a lot of these consumables so the guest should want for nothing when staying so to me it seems like a fair trade.I have also just started testing out the Management Fee function in Airbnb to spread charges over the nightly rate.

They can guarantee security deposits but also have a program where you can guarantee SD's plus rent for those who might have lower credit scores.

this is math right out of a TV fix and flip program that just talks gross numbers and never any nets.. 

FHA has a program for such circumstances that I believe are 2 years out of bankruptcy, at least that's what it was last time I heard.Both a chapt 7 and a chapt 13 can affect security clearances.Some banks will never lend to you if you file either one.

When I screw up, I apologize and make it right.People are looking for a safe, functional, clean home.

They would likely want a new appraisal but some will accept an appraisal transfer.Check in with @Joseph Chiofalo they have a wide range of no ratio programs..