@Joe Villeneuve I have a similar situation, I have a 743 fico score, with a credit card that have a remaining 12,000 to pay off a 20,000 card.

I've gotten a few bites and some apps but mostly dead beats with evictions and bad rental history. 

So if you get an FHA buyer, you just wait to execute until day 91.As far as comps go, I would say savvy agents and the appraiser will all look at the property history. 

(DCSR, Private Lenders, Credit Union banks etc.) 

Using a service to report rent debts to Credit Bureaus can be very effective at recovering those debts because it can impact their credit report and score for years to come, typically 6-7 years depending on location. 

If I had a kid like you in my community, I would be happy to let him/her help me with tasks in exchange for training.Do your parents have good credit?

This should probably be in the category of real estate HISTORY, but since we don’t have that category…..I’m reading a book that has me intrigued, “DealMaker in Chief.  

Because of age/job history/whatever criteria a lender will use to not lend you money.

I require my tenants to have a minimum credit score of 680. 

The upside is, even with a personal guarantee, the mortgage will not show on your personal credit report.Lastly, in both, while LLCs do offer a level of protection, which is certainly valuable, they also require more work.