I've used Rentec Direct for collecting payments via ACH and credit card for the past few years, it works perfectly well and the tenants love it and I love it because it's entirely hands off once it's setup.  

We allow tenants to pay using ACH transfer, or a website called Cozy.co which allows tenants to pay using a bank account or credit/debit card for a small fee.

ACH is the way to go. 

Not worth the extra head ache.

Three evictions in 17 years, rent collection is automatic via ACH, maintenance is always preventive so late night or emergency calls from tenants, etc.I have recently changed to having only one group showing a few weeks after the current tenant gives notice that they are moving out.

I think the LLC could work, I guess if you want it to be a business and not have the tenants writing checks to you personally, then they'd know who you are eventually anyway. you'll need an LLC to get a business bank account where the checks or ACH debit will be deposited. 

Once it was a knife and it melted the handle and the next it was a medicine cup for a child.

The other had a vanity needing replacing, so I shelled out an extra $80 for a nicer-than-neighborhood espresso vanity and medicine cabinet.

Monthly payments will be made via ACH from my tenants bank each month! 

I swear by erentpayment.com which uses ACH