Shop around to see where you can get the coverage you want at the price you want . . . we have done well with Steadily as they shop carriers and can get what you want for the specific situation you are in. 

Not ideal, but their assessments are still double digits under true market value.

I can’t say this is true for every beachfront condo.

If you are able to build an in-house maintenance team, having a useful shop and stockroom can save you/your clients a great deal in "road time" and other expenses.

Lots of legal opinions here, but most are inaccurate.It is true that, absent an estate planning vehicle (trust, etc.) there needs to be someone with “standing” who is empowered to pass title. 

So, I'm now quite confused about the true value of the property. 

I've noticed it's more true the smaller the deal.

The same would be true if you had $500K of Apple stock and wanted to distribute it to yourself over a 10-year period. 

I would let a broker shop this out for you.

There is a lot of time wasted with buyers so make sure you understand their goals, timeline, and make sure they are actually ready to move and not window shop.