Choosing the most expensive insulation because it's the most energy efficient, should allow you to reduce and/or eliminate costs in other areas.4 - Energy efficiency isn't made up of added costs.5 - Energy efficiency is the product of reducing energy needs, not supplying added energy.6 - Cost effectiveness is a product of maximum use of materials, as in little or no waste.All of the above should be obvious, in parts. 

@Noa Zell, The 1031 is out because your intent is not to hold for productive use. 

Or teach them that you aren't in the same ballpark and they will find a better product somewhere else.

I'm happy to connect and talk in more detail if you think that it would be productive.

Hey Nick, There are 80% LTV cash out options on some DSCR products.

I was looking on the product matrix for the Fannie Mae Homestyle loan and it says that they accept Community seconds for down payment.

Having remodeled numerous kitchens, I have found that at times it is easier and not much more costly to replace with RTA (ready to assemble) cabinets.Unless you just want them painted and don’t care much about how the finished product looks.

@Season Price I do Rehabs/Flips in Western Maryland and was looking at these two products.

Advice here would be appreciated in what refi products I should consider.My gut says the safe move is sticking with long term rentals in my local market (South Jersey, just outside of Philly) which I am familiar with, but I also have been considering purchasing a vacation home in the Outer Banks and use it as a short term rental when we aren't there, which would be most of the year. 

Those loan products have higher interest rates.