I was always under the assumption that a pull on your credit will decrease your score, but only by a few points?

The more research you can do and hand-off to them in a clear, organized, format, the more you can save on lawyer fees by decreasing their scope of work.Again, every municipality is different, but the approval process for a rezoning typically involves an informal meeting with the City's staff, a formal application, and a few public meetings such as a neighborhood committee, a zoning review board, and the City Council meeting.

One of the comments made by Jonathan Cope recommended "Enjoy the decrease in credit risk offered by government now assuming the payor position."

And, yes, depreciation will decrease the book value of assets for your net worth, unless you have an appraisal to show market value. :)  

. , first off, obviously you realize there will not be any positive cashflow since you'll be occupying one of the units, decreasing gross income by at least $590/month, right?  

That could potentially decrease your monthly cashflow quite a bit.

If you work with a customer service based email marketing company, they will help you figure out ways to decrease the emails getting trapped in spam. 

If you wholesale it at $138k, the budget for rehab decreases even further.

They know that as long as CF portals are seeking to form relationships with quality Developers, the cost of funds will decrease as the industry matures - when the novelty wears off, yields on deals will decline to somewhere close to Private Money costs.  

The population here grew around .5% in the last 5 years (650k-653k).As for Real Estate, prices are beginning decrease, and some people can't sell their houses for the over-inflated prices they used to be able to sell them for.