@Marquez Davis You can expect a lot lower leverage with land purchase, but as @Sasha Mohammed said, there are products for ground up construction that roll the costs (horizontal and vertical) into the overall construction budget.

For example, we work with new construction duplexes in Indy that not only have lower insurance costs but are also brand-new properties, which means fewer surprises when it comes to inspections and repairs.If you're ever interested in diversifying or looking at markets that might offer you better returns and fewer insurance headaches, feel free to reach out!

He has acquired the land, gotten the permitting, has construction financing lined up but needs ~20% cash equity / home.I know very little about his particular real estate market, and I've never built anything myself. 

For your other new construction project we can get you funding for up to 90% of costs, please let me know what your credit score is, you may also want to bring in a credit partner. 

If its something more major, then you came out on the bad side of your bet.

Hi @Zachary Reiff,From an accounting/finance standpoint, QuickBooks Online is your best bet for an all-in one software.

I really see Columbus Ohio as an extremely safe bet for the next 10-20 years.

I have a background in design and come from a long line of handy people as my Grandfather and Father have both done their share of renovations and home construction.

If you mean you are using a "Construction loan" to add onto a SFH adding 3 units that could work but you still need a down payment. 

@Mak K.Your best bet is to get multiple quotes and do research on the roofing companies.