In markets where the only appreciation is inflation; I would look for 1.25%+ and cash on cash returns of 10%+.

(even with property management you will still have to pay and check up routinely)  Whereas the wrap income is guaranteed, the downside being taxes paid on wrap income and inflation vs the wrap income over the life of the note.

At an average price per SFH of $64k, this appears to be a zero appreciation market (meaning appreciation historically is less than inflation).  

I see too many new constructions around GTA, and I was wondering if a good idea to invest in a house that the closing date will be in 2022 or 23, so downpayment can be paid gradually, also inflation rate will do its magic to reduce its price value compared to the market at that time. any comment? 

Unfortunately, Portland Metro real estate market was an inflated market at the time of purchase in 2018.

Like many of the surrounding areas of NJ, prices in Union City are quite inflated--though they're still quite low relative to surrounding areas like Hoboken and Weehawken. 

When inventories are low, its a sellers market, and then the prices end up artificially inflated.

Fear, is a very important currency to deal in, unlike printing bills the inflation of fear is not without its benefits to a country like China.

If the CPI increases, your rent will increase accordingly based on the rate of inflation.

You will still be getting paid 4 other ways on the property (tenant paydown, appreciation, depreciation, inflation)... and your money is working very hard.