You could also consider turning your current property into a rental and then moving into a 2-4 unit property while holding tight to your current equity. 

As we are selective and say yes or no and can adjust terms up and down. 

@Spencer FrySearch here on BP there was someone saying they could do itWe have not seen anyone who would do it as we are seeing more and more lenders shying away from being in 2nd position on investment properties

Currently there are a ton of buyers pouring money into finding deals off market and it's tight any where in the country.

We are also in Phoenix.

After we move in 4-5 years, I would rent out both units.Pros:Potential for long-term appreciation in San Diego.Cons:The property will not cash flow enough to cover the mortgage while we are living there.After we move, it would provide very low returns and minimal cash flow.Would require a significant portion of my liquidity, making it harder to invest elsewhere and grow my rental portfolio.2.

It's great you got a property but less than 3K monthly on personal income makes it tight.

But inventory is extremely tight!

"We are sorry your check in experience fell short of your expectations. 

you can always ask, hey in my market we are getting about 30% YES 30% more than last year and year before,