Of course you could also go higher if you are going with very high and, custom finishes.

Also local custom will play a part here.

the banks are simply cross selling their  products   figuring the more connections they have with you - the longer you will be a customer ...often they will offer an incentive  like a slightly lower rate  or removal of a loan fee  in order to  entice you to open up an account ….. don't overthink this  option …..all the best

The customer service representative says we are still in the underwriting phase and it hasn’t been brought to the investors for final approval and this is the last thing holding it up.

All of my customers are construction related since my background has been in the construction industry.I joined the Air Force as an apprentice carpenter and became a superintendent within 5 years.

Mike:I have a customer/friend in Orlando that is stricktly a lease option "pretty house" investor, and he has HUGE success targeting the preforeclosures.

What’s a fair ballpark figure for a real estate attorney to charge for supervising my process of finding a tenant; over looking the section 8 contract and my own lease contract/documentations with the tenant; I’ll be using the online tools for application, credit report / background check and customized lease contract.

We have also built custom homes and did some land speculation.

While you are driving track your progress on the map with a highlighter, so that you will be sure to cover the entire area.If you use farming as a tool you will enjoy the benefits of working in an area where you are familiar with the neighborhood, your customers are familiar with your marketing, and your closing officer will become familiar with you.

I was shocked to hear that some of these "services" charge up to 2 months of mortgage payments (between $5,000 and $7,000 in CA).I'd appreciate your opinions and experiences with these services, either as a customer or entrepreneur.