The negligence thing has always been interesting to me because it seems so subjective...Gross negligence seems a more straight forward - rare to no inspections, known issues, complete ignorance of potential issues/lack of due diligence (ie: fence around pool w/ locked gate) etc.

When you reach the age of 19, it's important to have a reliable source of income, be able to provide a down payment of around 15% to 20%, and maintain a good credit score and debt-to-income ratio in order to be eligible for a mortgage loan.

You might want to consider other options, like teaming up with a reliable friend or family member, to navigate this situation.Getting advice from experienced professionals in the real estate industry can offer valuable perspectives and assistance in dealing with legal and ethical issues.

It's a widely held belief that you can mitigate this risk by making a purchase while a rate is known and then if rates go up you are locked in, if they go down and you are able to still qualify, refinance to a lower rate.

We actually just closed on the property so I can give a quick feedback on the dingo and his team.We connected early this year and after many exchanged I locked on a small house in their portfolio and we signed the agreement early May.

It's also expensive, locks you in, difficult to use, and the support is very poor.

Each lender has their own standards or parameters, such as draw period, FICO required, whether it is interest only or principal and interest, whether you can lock a portion of the HELOC or it is all floating interest rate, etc.

The first 4 had incentives, but when I got back home and ran the numbers through my wholesale channels, I was able to get really close on the rates (they were 6-6.25%, I was 6.25-6.5% on 180 day locks), but I was able to beat them by around $5,000 in cash to close. 

That being said, I'm looking for some reliable contractors to help with a few projects that need some time and attention.Does anyone have any recommendations?

You need someone to setup the wifi password and connect the remote lock.