Hey Charlice,I am a pretty active LO on this platform. 

If you have a clean file my LO can close 10-14 days after going under contract.Data for July indicates that we are seeing increased days on market, increased active listings, and will likely see increased new listings, so your agent should be able to find a solid house hack option in the Denver area within 2-4 weeks. 

Legacy Pro membership was payed for today but the membership did not re-activate.

You still cannot benefit from pass through depreciation and carry forward losses to offset tax liabilities from their active source of income. 

By banking, I mean all your deposits and banking activity needs to now be done through the HELOC.

Once we adjusted pricing, activity picked up significantly.

Like many others, I wasn't really active until recently.

Your post is under the house-hacking section, do you plan to house-hack and live in this property that you purchase in Jacksonville.If you are planning to live here in Jacksonville, it is important to choose a good neighborhood that you would enjoy living in.I personally like the 5 points/riverside, San Marco and Southside/Baymeadows area.These areas have more resturants/activities than other parts of Jacksonville in my opinion.

The valuations are often promoted by using proforma numbers. 

You’re asking the right question…I’m active duty Air Force with three rental properties, and I have three VA loans.Sometimes purchasing a home that’s close to turnkey may work if the numbers do.