Hi Melody, in the end I decided not to sign up and go with more self education for now. 

The housing catastrophe was caused by lenders making bad loans and sloughing them off immediately to unsuspecting government agencies and Wall Street, leaving them without a chair when the music stopped.

Sometimes guests will throw parties and disturb your other guests, and you will have to get involved telling them to turn down the music.

The conference may be moderated, or may be open.Hold Music plays hold music indefinitely, based on music stored in an S3 bucket.

Cool - My son Jagger Cleeves - wants to get his British Passport so that he can do music in England.What are the chances that he would be a musical child after being named Jagger!!!  

But some sellers are not just yet emotionally ready to face the music.  

I did get by well enough with no computer for years but only because I have always had an iPhone which can do almost everything a laptop can, thought not always as well or as easily. now streaming services I agree are luxuries that aren’t always needed  whenever I have found myself nearing financial stress, the first things I let lapse are Netflix etc. even now that we have been more stable and doing well financially, the only things I still have subscriptions to are Apple Music and HBO max.

It was musical chairs, the music stopped, and the market crashed. 

The music will stop someday. 

So imagine you hate your W2 but like REI, and maybe like playing music, well if you replace X% of your W2 with semi-active REI and then replace the other being a manager at Guitar Center.