There was a lot of info to digest in yours!

Definitely, a lot to digest.  

I am currently reading the beginner's guide and slowly digesting all the podcasts.

Pretty much all of Chicago falls into a "no income limit" census tract, so most often these days 5% down on a 2-4unit primary residence is an option!

I won't belabor you with more "here's why", but I do suggest you slow down a bit, digest everything here and take a closer look at your local market.

I always thought that was intentionally not an option to prompt readers to digest everything before posting.

I'm new to the community and I am currently trying to digest as much information as possible and to contribute where I can.  

I can't vouch for markets other than Cleveland, but here things can change very drastically on a street by street basis and just looking at census tract statistics won't give you enough information to understand that. 

I bought a typical, stucco box, tract house here in California back in 2009.

Other than the pending legislation changes, one other thing to consider is that the city currently limits the number of STRs to 3% of properties in any particular census tract.