I have now received back a large proportion of my money.

But they will cost proportionally more than the rents they will bring.  

The economy is a house of cards raising the interest rates will bring all of our past and current sins in to the open and there will be a reckoning of biblical proportions. 

Advertisers here do as well, lots of new compact car or eco types here, BMW and a couple Benz ads seems to be the top end I've seen.

What is the proportion of renters to owners?

What's up @Mike Turano, I know there is a great, compact list of meetups at Straight Up Chicago Investor podcast website.

The market ranges from A to C- areas and is comprised of mostly single-family to four-plex properties.Price points are much lower than on the east or west coasts, however, rents are proportionally much higher, leading to positive cash-flow.

This actually takes into account every single actual expense for any one specific "deal" and applies all expenses incurred by the company equally or proportionally to each current deal.Most people will miss many expenses when looking at just one deal, but when all the companies expenses are spread out between all the deals that are ongoing you will get a truer picture of the entire cash flow picture.

The argument is that your IRA is over benefiting from an investment that it did not proportionally make.

However things like vacancy and real estate commissions will be proportional to rent.I was going to say that the 50% expenses is probably too conservative, but my main point was  rent > mortgage/taxes/insurance does not lead to positive cash flow.