I then made the decision to just "breathe" and work for a large corporation in Memphis on a project basis for a year to save up some money and get to know the community. 

It's a breath of fresh air to find quality contractors!

Hello all, My wife has some health issues so we spent Christmas breathing in the salt air of Panama City Beach over Christmas this year. 

Next sign leases with folk who were at least breathing, make the rent as high as believable, next go to a lender who was not being properly regulated, was allowed to lend money based on the new value of the building which was now based on a totally rented fully leased building.

The most important question is whether you will stay motivated without the anvil of the debt looming overhead... if the answer is unequivocally yes, then I would knock that debt out and breathe a short sigh of relief. .Many members of this site don't like to plan for the worst case scenario but I do. worst case scenario, a year from now the economy takes a big hit.

As a matter of fact, I wouldn't hold your breath that they will pay you the rest of your rent, because nine times out of ten, they never do.  

USD is geriatric in the ICU hooked to a million tubes and wires like a human-vegetable to keep breathing.

You are breathing mold as you read this now. 

Couple words of encouragement from an individual who lives and breathes insurance: 1) Do some homework and simply Google Independent Agents in your area and look at their websites for the companies they represent.

I can breath fire, sometime inappropriately especially if I'm hurting, can't tell at the time of posting if the meds are working or if I am,  so sorry about you taking it that way