Do it automatically like you're paying rent.

The debt automatically rolls over into P&I payments at the end of the interest only period and has a 5 year balloon amortized over 20 years (there are banks that will amortize 25 years, I've spoken with one that will even LOCK the rate for 20 years for a small premium). 

there was a good article I read about this that helped me figure my allowances.http://lifeoffimd.com/2018/03/14/the-w4-form-your-automatic-raise/

@Christine Swaidan couple of questions; did they have the pet illegally, did you have a pet deposit or pet fee, do you have an automatic carpet cleaning fee in your lease?

Organized: they should have the processes in place to handle most anything on their own, reports should show up monthly automatically and anything far from the norm should have a heads up given. 

The charge from your debit card will automatically show up in QBO.It's just a simple but powerful accounting system for about $30.00 per month.

However, if you/them want to stay, I believe it can automatically transition into a M2M contract but not 100% sure on that part.

You can also have them automatically bill your tenants for you or you can do it yourself.  

Also, the crisis was so severe, your Lines would have been automatically closed and you would have no access to that Line anymore.So I moved the money into the Stock Market / Bond.For the inevitable crash, I placed some in US Bonds and some in safe stocks with PUTs (hedges against a down fall) in place, protecting the money taken out from the lines.To make a long story short, I was in very good shape to pick up a new property because I had the cash available while a lot of investors did not.I could only have done that by utilizing the Stock Market.An Investment Vehicle with only Real Estate is hard to steer.

the power company would alert you the owner, the power is going to be shut off for non payment by tenant,  if the power is shut off for non-payment by tenant it automatically reverts to owner to pay.