If my partner wasn’t so risk adverse and opposed to moving I would buy a new property and house hack it every 14 months or so when the seasoning period on the previous 3.5% down payment loan was up.

More standard income variations are: asset depletion (using reserve distributions as the proposed income) or average personal or business bank statement deposits over a 12-24-36 month period. 

However, it was taken from one of his seminars so it is nice to have a live recording of him talking about it and such.Go to ronsgoldclub.com and you get a free 30 day trial along with his wholesale course....and anything else you can manage to download in 30 days.

I could only utilize specific contractors to do the work & had to have inspections periodically. 

After reviewing the data, we were able to contact approximately 9% of the list on the first trial, but only .008% led to appointments.

Set the expectations during the honeymoon period. 

However, lenders typically need to see that debt payments have been made by the other party for a certain period of time to remove it from the DTI (12 months usually).

I’ve just started the free trial.

Since the likelihood of default is lowered with a condensed timeline (and most borrowers will refinance before the adjustment period) the interest rates on ARM's can be .5-1.5% lower than typical 30 year fixed mortgage options. - Interest only.

When you say you must have "future appreciation" how much appreciation are you looking for and over what period of time?