You can just show up, but we do ask you to register in advance if you can, it saves time at check in. 

I've had to pull files numerous times from one lender to another and have credit repulled, but have never seen a different score come up (save if the new pull is 30+ days from the first). 

Since you're aiming for 2025, you've got time to really learn the local market and save up for a solid down payment.Feel free to reach out if you want to have a chat.

Either way they are lower than the start of 2024 so they are trending down making is a good time to consider cash out.If you have any questions feel free to reach out I enjoy helping Bigger Pockets members save time and money!

It’s just a reality of the market there, so setting your expectations accordingly can save you some frustration.Hope that helps!

Shout-Out to an Amazing Realtor for Out-of-State Investors – Melissa Hudson in Cleveland, OH
Hey Bigger Pockets Community,
I wanted to take a moment to share an incredible experience I had working with Melissa Hudso...

Shout-Out to an Amazing Realtor for Out-of-State Investors – Melissa Hudson in Cleveland, OH
Hey Bigger Pockets Community,
I wanted to take a moment to share an incredible experience I had working with Melissa Hudso...

Keep saving as much as you can.

I would offer 90% of the market value. if he sells it you with no agents he is saving 6%~ on real estate agent commission and the other 4% is a convenience fee in that he dos not have to endure showings etc. and you will get better pricing on a non-owner occupied property if you put down 25% is compared to 20%.  

The closer you are to the retirement, the more you should focus on rental properties.