Get enough of a mortgage to give you seed money to start investing.

never looked back.I stand by my statement that 300 dollars as seed money in the SF market is not realistic in the extreme.

I also am self employed in agriculture I own a seed processing plant and I farm in central Washington and do research work in Arizona during the winter so I have a full time job.

If your going to take your seed money and think your going to buy into success.. well that you have to think about.to do this business you need mad sales skills..

After that another job relocation and then I harvested equity from live-in flip because there was tons in that house and sold it and used that as seed money to pick up 5 multi family properties in a lower cost of living location where I felt I could get more bang for my buck.....

My family is blessed with the bounty we've collected with the seeds we sown..

Take aways;1) Check neighbors at different time of the day and during the week.2) Be prepared for hording when buying from old ladiesOur future plansWe are currently thinking about using the money from the sale of our house to either make a large dent into our student loans or as seed money to buy some rentals in our hometown.

@Ben Bartels I started with similar situation - so let me share my story -  I wanted to ride on both horses :-)I put in 50k for down payments on 2 properties in REI and I put 50k in Stocks (self manage Robinhood) - (100k seed money) when I started few years ago - both are doing good - REI is little slow but steady, I thought Stocks would fail or lose to get me returns in 2020 but to my surprise Stocks beat REI hands down in December 2020 and I cashed out at right time.

To quote my financial advisor, "Would a farmer rather be taxed on the seeds, or the crop after it's grown?"

Also, at the end of that time I'd still have the same amount of (or more) seed capital on hand.I accept that all you wrote regarding lower costs for MFH is correct.