Russell when does this take effect ?   

To that effect, I'm thinking of offering to cover half of the excess usage ($500 for Jan/Feb - $100 Normal Usage = $400 split in 2).

Thanks It’s not a $1 property, it’s really property in most cases at minimum an 150k property after repair expenses that might only be worth 100k in effect it’s not a one dollar property, it’s a negative 50k property.

Providing funds outside of a transaction that would effect the LTV given by an insured lender could lead to mortgage fraud, money laundering and wire fraud as funds are disbursed.

Price your apartment effectively so that it reflects market value. 2.

Today, it is also cost effective to do studies on smaller investments. 

If so then its really related to the investments and doesn’t effect you personally.

So, effectively getting some of the profit tax free. 

We have in effect done a pocket veto as we have not responded, but I plan on responding indicating we need above LTR rates otherwise we can just switch to LTR increasing our revenue due to reduced expenses.  

My goal: create an interest-free loan which is appealing to a potential homebuyer, yet doesn't make too big of a discount on my end.For example: If I sold my $300,000 house with 20% down ($60,000) over 30 years, at 6.7% interest rate: $1548.67 principal and interest per month1548.67 x 12 x 30 = $557,521.20What I would do would offer a lower monthly payment and no usury, but it would effectively be like a prepayment penalty.Arbitrarily, let's say 20% off the monthly payment, or $309.73 less per month: $1238.94 monthly payment.House would be sold at $446,018.40, which is $111,502.8 less than the total paid with a normal mortgage, but $116,018 more than the market price.