@James S. your best bet is a local bank or credit union who knows that area. 

Purchase price: $1,450,000 Cash invested: $2,000,000 Sale price: $2,300,000 300+ lot RV park that is located outside of the city limits of Addis at the intersection of Hwy.1148 and Charles Ory Road (about two miles from Dow Chemical on the West Baton Rouge side of the West Baton Rouge/Iberville Parish line).

Using services like those will cost you deals because of the poorer data and limited data sets they offer.  

DSCR is the best bet to get something like this done.There are products with no seasoning requirements and products with 6 months seasoning.

Going the attorney route will take time and money, but it could be your best bet if the developer refuses to renegotiate directly.All the best!

@Kaias BlancoI will share with you some advice I got when I was about your age… maybe a few years older… I’m now 54… and this advice has served me well through the years; and it sounds so simplistic:   “You are where you are because you choose to be there.”What that means is that the limits as you currently see them are self imposed.  

1/3 of an acre on a corner lot isn't that big, and I bet not split able.

If you're starting out, an LLC is probably your best bet—it gives you flexibility and protects your personal assets, which is key for real estate.

However, the losses will be limited.

This is my limited experience, and it's worked out well so far.