I am trying to develop a long-term default financing strategy to fall back on before making my first investment, and would be thankful for any feedback which could be given for the one described below. 

If they fall in arrears, and you pursue a dispossessory, they can push funds to you, screenshot the receipt, and have your case dismissed without using their once-in-12-months dismissal. 

Fifth, Roth vs Trad does make a difference.As indicated above the tax will be paid, it falls out of the equations

Once you get the majority of the rents to market value, you can refinance out to a DSCR commercial loan that never falls under the fannie mae rules. 

A house hack is like that beginner run—you’ll fall down a few times, and learn in the process (but you hopefully won’t get yourself killed!)

Hey Steven, Generally homes such as yours that may fall into the "fix and flip" category do not meet the qualified use regulations for 1031 exchanges.

Its the other stuff where things fall off a cliff I would worry about. 

Understand where your coverage falls.

All it takes is 1 or 2 dominos to fall in a specific market that could trigger action but agreed the banks could be propping this up from happening.

As higher-paying jobs vanish, area incomes fall, and city services are cut back.