Leverage is a great tool to build a mini empire and you can use the cash flow from one house to pay down equity on another to get it free and clear faster.

One pad has a mini (very mini) storage that cash flows $290/mo, and there is enough unused land to store some boats, RVs etc...

So, if you've had that same FHA loan for 10+ years (about what it will take to gain any appreciable equity on an FHA amortization) and the lower value of the home minis loan costs would meet your needs at the time, then why not? 

The Mini Storage Messenger is a  great resource for finding all types of consultants as well as industry data and current trends (https://www.ministoragemessenger.com/buyers-guide/...). 

Definitely call the water and sewer company and see what would be needed and you can rent a mini excavator and do it yourself and then if you want you can hire the rest out or do it yourself.

Currently the 5 plex uses forced air and owner pays for gas, but I am thinking about possibly trying to split the heat with mini-splits, but I have heard & read that mini-splits are not always great in the cold weather states. 

@Min Kim Hi Min, I know it’s been a bit since you posted this but were you able to figure out the ADU situation?

@Nicholas Davila I know that when it gets very cold outside that mini splits don't really work so great.

A mini-horse to alleviate anxiety?  

I would also like to state that it was only lately sent by the city, after a year of flipping this mini piece of sh#% property that all the neighbors around it (with really beautiful expensive houses) have suffered for a very long while from it, for being crazy neglected having 3 drug dealers living on the property ... 7 non paying tenants and poor looking place in general... so they waited a year seeing how I cleaned it up, renovated the apartments and beautified it in general.