So a pump up sprayer and OdorBan from the box stores and we spray the old wooden sub floor a day or two before installing Allure to kill odor and sanitize it some.

The other a serial entrepreneur who ran the largest wine concern in the US and took it public.One owned everything in cash period and had no debt the serial entrepreneur had all sorts of deals going and believed in debt and financing but that I am sure because of his background running public companies.In our business we borrowed from banks ( credit facilities) to loan to those that needed MHL's and we made the spread which as you know is pretty nice, but even those facilities required us to have 20% of our own capital in each loan.So the capital structure of each HML I made was our strip of capital ( cash) at 20% banks at 80% but with the bank never being more than 56% of appraised value. if the loans were higher LTV we needed more cash.So at the end of the day I think it depends on what your doing how big you are and of course your deal flow..As I move forward loaning money I require CASH into each deal I do with very few exceptions.So combination of cash and OPM seems to be the right formula..

Hi guys,

I'm a beginner wholesaler in the Milwaukee area. I took a look at the Wisconsin Agreement to Purchase and it is so convoluted! I wanted to know is this what most wholesalers in the area are using? If...

@Casey Boerger,Syracuse isn’t all wine and roses, though.

Currently putting most my money in Peerstreet, Yieldstreet and do some lending to people who buy fine wines in London.

Either offer a few bucks or maybe buy a few brewski's or nice bottle of wine and call it good =)

Much like when you see bottles of Wine..

I need to replace the wooden shakes with all new plywood.

having lived in the CA wine country most of my life.. the exact same can be said for those with the romantic idea of becoming Vintners...Hardscrable life... and in the prime Wine regions dominated by the rich..

I don't mean I have to be involved with your deals.. you can just use my volume to get ahead of the competition there.. you would owe me dinner and a fine bottle of wine is all next time I am in FLA  we buy in Orlando so no conflict with you