There is an exception to get a 2nd simultaneous FHA loan however you'll have to have one of these 4 situations to qualify along with 25% equity on your current property which it seems like you do (close enough):1) larger family size (evidenced with medical pictures/documents for legal adoption/birth certificates)2) You were a cosignor but not currently occupying a property of another FHA borrower and now you want to buy or qualify for your own FHA home loan3) legally separate from an exspouse with which whom you shared a FHA loan together on a home and now you want to qualify for your own FHA home loan4) you're relocating for a job (need employer offer letter signed/dated by employer or HR)Your other issue with qualification is DTI and that is often true that its capped at 45% DTI or debt to income however you can also go up to 50 or 50.5% too so there might be some room to work towards there to get that additional borrowing ability.Paying down your existing loan is probably the worst way to obtain more qualifying ability especially when your current note from FHA on your current property is at 2.70% as you mentioned. 

Minimal debt (nothing so bankrupting as student or medical debt), currently a low cost of living, and the job I have at the moment pays well. 

Medi-Cal debt being the other.

If anything, I believe this is more of an indication for you to really make sure that you are securing real estate that is within close proximity to these hospitals so you can make sure you can have a scarce product for consumers (e.g. medical professionals)Hope this helps and don't hesitate to reach out if you ever need anything! 

I am unsure if you are a seasoned investor but I have found multiple that are active on biggerpockets and do not get owner's title insurance for relatively new-build properties.Besides a potential Indian-native laying claim to a property or a ballistic missile destroying my property, I wonder what else makes owner's title insurance a good investment when I plan to circulate the property after 5-7 years. 

For the industrial building, we may tear down part of building and search for a medical office use or pharmacy chain, etc. 

Often times, especially for young punks, its medical cause they don't have insurance.

I was wondering in your opinion our of melbourne beach, indianatlantic, indian harbour beach and satellite beach- which one you thought had the most potentiol for growth in the future? 

If you're looking for rentability, check Spring Branch, Energy Corridor, Memorial, Heights, Sugarland, Pearland, Jersey Village, Montrose, Medical Center.

.), medical liens, mechanics liens, credit card judgments.You will be responsible for any unpaid property taxes or municipal fines associated with the property.If there are IRS or state tax liens they could have redemption rights (up to six months) on the property.NEVER buy a house from a homeowner in foreclosure, or bid on a house at auction, without getting a title report.