I can't tell you how many times I've seen small-scale retailish space with something like a hair salon, knick-knack retail store, and maybe like a random single-person CPA. 

1.5 finish work makes my skin hair stand.

Banks would want to pull their hair out and likely avoid financing. 

I will likely over borrow a hair to alleviate repayment strain. 

Every time something is a pain in your rear you can either engineer it out of your future experience or lose hair.

If you answer that question in the affirmative, I, for one, would much rather be buying when the "intrinsic value" is in the toilet than when it's in the stratosphere.

A lot of the questions, to me, seemed like they were splitting hairs and so I just used best guesses and kept rolling because if you overthink it gets foggy.

In my experience with residential, the more work that is needed beyond cosmetic the lower the profit at the end, which when coupled with the time required, ends up being a much worse hourly return on your time and money.With the added difficulty of the heirs not being in communication with each other and the rest of the hair on the deal, I would move on.When you first get started, I think most people don't respect the value of their time enough and haven't seen how high a percentage of deals apart. 

Giant piles of dog hair even though we're not pet friendly. 

If things stay the way as they are up here, I might have to change my cross hairs and give you some competition!