One guy has 2 German Shepherds; its a relatively small place with a small yard, he travels and would have a roomate stay with him, in a band and has a lot of musical equipment, etc... and the other couple asked me about house parties, smoking, and how many people I would allow to say in the house at any given time. 

Do the best you can with the inspection, just know that depending on how hot the fire got, how much smoke was in the house and how long, where exactly the fire went, etc can end up causing a lot of unseen damage. 

I have never borrowed from a HML, although I will later on this year.I, too, would love to borrow as much as possible, BUT I try to put myself in the HML's shoes...If I am a HML and someone with very limited or no flipping experience asks for 100% funding, I would not do it even if it were a smoking hot deal.

@Larswin Mendoza, you should check local laws because some municipalities have specific limitations such as rent control or prohibitions against smoking on the property.  

It's never unwise to keep educating... we all need reminders even about "common sense" items... the same is true of changing batteries in smoke detectors, etc.

What I mean is, I go to the tiebreakers listed on my 'general qualifications sheet' and briefly peruse all the apps I received at the same time, looking for move-in timeframe, (they may not want to move for 2 months), term they want, #of people (are they pressing occupancy limits), if they smoke, if they have pets, does their income pencil out, special requests (did they ask to paint or do things to the place?).  

And by party, I mean nodded out on opiates, or smoking crack and turning tricks. 

Things like egress windows and hardwired smoke alarms.

I fully agree with Michael McGee: Sell your interest in the property as fast as possible to your new partner who paid the back taxes and redeemed the property - unless so much lot of value in the property and profit to be made by staying in the deal and putting up with the many problems of finding and negotiating with all of the other 13 heirs to buy their interests out at bargain prices that is a really smoking hot deal! 

I didn't smoke so he just counted it as a break.