@Mike Haikin I've never seen septic failure insurance, but that doesn't mean it doesn't exist.Preventive care is the best policy.In addition tanks should be pumped every 3 to 5 years and examined for damage.Nothing except toilet paper down the toilet.No paper towelsNo baby wipesNo tapons, pads or other productsNo garbage disposalNo gasoline, paint, thinner, or any petroleum product.No riceNo coffee groundsNo food scrapesNo drugsNo household cleanersNo condoms (There's a story about somebody having their septic pumped. 

As "warm-blooded" persons we have standing across the USA...I believe its generally better to form another LLC. 

Or we could just eat their social security checks until they die, like the soulless blood sucking pieces of garbage that you are proud to be. 

Thankfully I built a great relationship and friendship with one so I have one that helps me at the drop of the hat but there's a lot of work to be done and contractors seem thinner since the Pandemic.

Here in my local probate court it's like pulling blood from a stone trying to get a list.

I sell them to the folks operating on a thinner margin. 

The credit belongs to the man who is actually in the arena, whose face is marred by dust and sweat and blood, who strives valiantly, who errs and comes up short again and again, because there is no effort without error or shortcoming, but who knows the great enthusiasms, the great devotions, who spends himself in a worthy cause; who, at the best, knows, in the end, the triumph of high achievement, and who, at the worst, if he fails, at least he fails while daring greatly, so that his place shall never be with those cold and timid souls who knew neither victory nor defeat.”

Instead, it will get locked up into a lender-controlled account and using it to save your a$$ will be somewhat like squeezing blood out of a rock. 

Dave Ramsey's blood pressure would be very high right now. 

The thinner your chashflow the worse any bumps in the road will be.