It's a "volume game" and not a one-z and two-z game.

Thanks, @Dani Z., @Kory Thaut, @Jon Nelson, @Mike Hanneman, and @Mike Nuss for your insights.

Originally posted by @Jonathan Z.

Originally posted by Priscilla Z: This does look like a pretty good deal that's why I'm not too quick to let it go.

Z

We pay for leads through z buyer and cashhomebuyers.com.

HI @James Z. 

Hi Carol Johnson The eight points of ATR are http://www.consumerfinance.gov/regulations/ability-to-repay-and-qualified-mortgage-standards-under-the-truth-in-lending-act-regulation-z/#guide

Now, your best defense is knowledge-- know what a  reasonable price for X/Y/Z is, and have the knowledge to say no, why you don't need it.   

@Tracy Z.