If you haven’t already I would invest in a umbrella policy that goes beyond your current general limits on your policy. 

Just get an umbrella policy and get lower interest rate loans in your name.

Personal and Commercial Umbrella.

I have my auto with Geico but they don’t offer an umbrella insurance that covers LLC.

I just closed on a SFH in Detroit and looking for some recommendations for insurance broker(s) to handle my landlord insurance and/or my umbrella liability insurance.

Do yo think umbrella insurance is enough? 

Insurance, especially umbrella insurance, will cover you.

Someone would have to sue you, win the case, and get a judgment greater than what your insurance will cover PLUS the value of your equity in that property before it would ever reach into your personal home or bank accounts.An umbrella insurance policy of $1 - $2 million is cheap and simple, and it would provide as much or more protection than an LLC.

So many people ask about setting up an LLC or purchasing umbrella insurance to protect their assets from a lawsuit.

@Brock Agamaite you will find the opinion is split on the value of LLC vs using Umbrella Liability Ins instead for asset protection especially if one owns the property without partners.