If you did, why would the PMC want to be responsible for their employment, possible unemployment claims, etc.?

We had a large claim many years ago and it was too late for the insurance company to cancel us.

He claimed he was a developer that was actually working on the deals, and all the NRIA Investor Relations were really just construction guys pulling double duty on the deals and investor calls.  

On the phone, he tried to claim he has 10K missing (he doesn't...).

You can have an attorney do a quit claim deed to transfer your property into an LLC. 

If you own real estate in the LLC for 10+ years with no claims, you will certainly benefit from favorable insurance pricing, same would apply to operating any business under the LLC name.

So I sold it and personally hold the note while quick claiming the deed.

Now she complained the issue of toilet fill valve which caused unreasonable high water bill and claimed it belongs to wear and tear and a plumbing issue.

This is new to me and I know NJ isn't the best state to be a landlord, so trying to figure out what my rights are.Secondary question - is it worth going through the small claims process to recover $7,000 from this person?

Unrealistic to expect every area to be affordable for everyone and have enough for new people to be moving in