> Military husband/wife buy new home, divorce, stop paying note and hoa> Husband is erroneously removed from title by tax appraiser, HOA forecloses on wife, I buy home at auction> Now I am on title, wife and husband on note, bank cannot foreclose because husband is protected by SCRA > (more on this in the above post, but husband does not want the house back)A while after moving in I discovered water damage inside a wall where rain has been getting in due to needing a new roof. 

@Jim Stanleyyes, you start with a standard purchase contract, that calls for clear title, and title insurance.  

Is there a standard letter that I need to send tenants a month before the end of their lease to remind them to move out by the end of the term?

We are in uncharted waters.

But that pass should be based on your WRITTEN AND AVAILABLE rental standards.

That might be garbage, sewer, or even water or electric.

This is the standard advice: put your money into these retirement accounts and let it grow into a big pile of money by the time you retire.But think about it—this approach is flawed.

Tenant shall have abandoned or surrendered the Premises if any of the following events occur and if Tenant’s personal belongings have been substantially removed, and Tenant does not appear to be living in the Premises in Agent’s reasonable judgment :Tenant’s move out or notice to vacate date has passed; Tenant is in default for non‐payment of rent for 5 consecutive days; water, gas, electric, or any other service for the Premises connected in Tenant’s name has been terminated or disconnected; Agent is in the process of judicially evicting Tenant for any reason; and Tenant fails to respond for 2 consecutive days to any notice posted on the inside of the main entry door to the Premises stating that Agent considers Tenant to have abandoned. 

Storage, i was looking at getting a bed with under-bed drawers, as well as a dresser in the bedroom.The current stair design allows for a closet at the bottom of the stairs that will house the hot water tank, and additional storage for cleaning supplies, suit cases, etc.

Inflation takes many years to work itself out to get back to calm still waters.