they think that laziness should be rewarded - that a homeowner who made financial mistakes (albeit possibly at the hands of a cut throat mort broker) should be coddled and have the butt wiped by their mommy - and "mommy" should be society at large.it's ridiculous.

He is a successful philanthropist who wanted to give all of his knowledge back to society(especially his forecasting model).

What scares me most, especially since we are focused on becoming a society living in constant fear, and this should be #5 is the fact that our future generation is ill-prepared to tackle any of these situations.

Everyone is different.Unfortunately, the old way of thinking that solely going to college in preparation for a job just may not apply to everyone in all cases in our society.

Large ensuite master bedroom with all the modern luxuries including a fireplace, window seat, and spa-like bathroom.

I like that they are usually cheaper to buy because they take a little more effort to make them look modern.

In today’s society with the tiny home fascination moving out of your 3000 sq ft home and into a 600 sq ft ADU would be a novelty.

It's harder to figure out the covariance for closely-held assets like what is used in Modern Portfolio Theory:https://www.investopedia.com/terms/m/modernportfoliotheory.aspA bigger issue than the ones listed is general T-I-M-E. 

When you have preconceived negative images of a specific segment of society it can subconsciously prompt you to treat them according to your bias.

I also know if you have the money to spend blowing out a wall and having it enter into the living space is also doable but very pricey.Basement & Bedroom: I would try to replace the ceiling with a drywall ceiling and add some sort of more modern paneling to the walls.