There is 0 reason anyone should ever faxI don't even allow printers in my office.

They claim to have owned four rental properties and a large house which they sold before coming here.

Then you can start digging into utilities/etc that might be large hidden costs many don't realize are needed.  

We quote based on the estimated FICO score you provide so if done right with accurately submitted numbers (property income, expenses, taxes) then the actual credit pull on loan app is the only way a rate would differ from the quote and term that is rate locked for underwriting or if the loan app is submitted in a large enough time window in which rates could have changed (we're in a dynamic rate environment so by the day and the week rates fluctuate). 

The other issue is since Colorado market is so hard a large amount of my entitlement is eaten up from my first house.  

@ Daniel m@Daniel M.it’s easy to qualify for a Solo401k .if you have large amounts of IRA or old 401ks to transfer to aSolo401k it would make sense to open a Solo401k vs an IRA for RE investing.Start self employment as an Uber driver on a very limited basis.

If I were you (and there are many things I don’t know about you) I might put half into cash flowing real estate at 60-70% leverage (to get depreciation, loan pay down, cashflow, and hopefully appreciation) and invest a large portion of the rest into something else.

I personally buy buildings that either have limited commercial exposure in relation to the total units or building SF or alternatively buildings that possess commercial spaces that are large enough where placemaking can attract amenity tenants that benefits my residential real estate in close proximity.

It’s not necessarily commingling the entities to have them all as additional insureds on one insurance policy if there is a valid business purpose (think general contractor in large construction) but in this case it goes to an argument that they aren’t really separate entities.

I also think there will need to be a solution found in the middle ground because there is a value that buyer agents provide to help buyers navigate the legal complexities, and I'm sure that a large portion of buyers are going to chose not to have an agent in order to save money.