It is likely most of them are familiar with both conventional, FHA and potentially other financing options that could be a good fit.Thank you so much I appreciate all the information, I am grateful for everyone that takes the time to help me gain knowledge it really does help me feel more confident.

Somethings are not common knowledge to the average personThat’s why we inspectors have add-ons and/or recommend these other inspections, to our clients.

@Katie Berry  give them a choice of a month of gym membership or the rent credit you suggested. 

I am new here in Bigger Pockets and I purchased a rental property in San Antonio, Texas back in 2019 with little knowledge back then, in real estate.

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@James Wise funny enough I got the same impression from you based on your post, that's why I commented because it couldn't be more incorrect based upon my experience.I will say yikes, you must be pretty insecure if you felt the need to say that about my own experiences that you have no knowledge of in states that you're not familiar with. 

I have found that those with the proper knowledge in how the software works, and of course know how to use the software, would agree with your post, including myself! 

If you’re looking for more rental income and can manage multiple units, another multi-family property could be a good choice.

Now I'm faced with a choice: Buy for 10k more than the appraised value and get good ROI but start my real estate journey underwater, potentially move into another REI property, go to another bank and hope for a better appraisal price or walk away.