Problem is that I have been disabled with a non-work related injury and will pull long term disability where I cannot make another income.  

(Injury couldnt walk)4.

I can't physically do that anymore due to my injuries but wouldn't want to even if I could.

People lived there and caused damage and I'm to just repair it like that is normal.My Administration monthly contact who checks in with me was also aware that I was healing from a hip injury from overwork the last 3-1/2 years while my husband suffered a complete collapse when a medication his doctor prescribed for carpal tunnel caused by a heavy work load at his place of employment resulted in nerve damage in 2018. 

@Dwayne Please don't add insult to injury.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.

I also imagine injuries are less common in showers than bath tubs.

I don't want to anger the owner by trying to get info on his forclosure home, you know insult to injury I guess.

Claimed some back injury where she can't work anymore and can't lift more than 5lbs.

It could have been a lot worse if he and his buddy had had an injury on the job or feigned an injury on the job.