Steak dinner at night 250.

You might want to look for a place on the edge of Houston that's closest to your work.

I will buy everyone who replied on this thread a steak dinner in Chicago if this is a for real lender @Jon Holdman  no one lends at 4%  unless its your aunt milly or your parents.. there simply is not enough revenue coming form this to make it worth any one's while.

I actually looked the four closest neighborhoods to me, and when I saw the prices relative to income, it didn't add up.

@Brandon McDowellThe closest thing you can do is get what's called a US Department of Veterans Affairs Loan,....which is designed for Veterans like us to get a property that needs TLC on it.

The REIA closest to me is part of the National REI Association, and the chapters often have properties for sale from wholesalers and flippers.https://www.mnreia.com/PropertyList.aspx

If you want to take advantage of this find who is plowing the closest businesses to your property at the time you want it plowed and ask if they will give you a normal rate because it's a convenient add on for them. 

Looking at the "Top real estate markets in 2018" lists from sources like Forbes will get you overheated markets that are the closest to a bubble in my opinion.

I am looking for buy a small residential multi family home and rent out every unit available to tenants and one to my closest friend and business partner.

I think one of the locations closest to D.C. has the highest probability.