:)To all;  a help with your buy and hold business model is captured in a paper I wrote and linked off my BP profile 1st paragraph;  how to buy a bullet proof portfolio.. 

@Paul Begich Amazing story brother, all the congrats and positive energy to you!!

Focus all my energy on solving the problem instead of going back and forth with the tenant.

Now self educate as much as you can and figure out where you want to invest your time and energy when you’re ready.Best,Jon

I understand I need to speak to an advisor (and I will) but maybe some brief bullet points so I can bring these ideas up to my tax strategist. 

I'm tired and just don't have the energy". 

I've come across a couple investment groups that are very gung ho about HELOCs, and while they do provide much more flexibility in payment compared to a traditional mortgage they're certainly not the silver bullet that some make them out to be.

@Theresa Harris@Theresa HarrisI am good at day to day property operations, I find ways to increase the efficiency of property systems such as boilers,HVAC, energy consumption, water consumption, I make sure the systems will last longer,I make sure the occupants in the building are safe.Basically maintenace, preventive maintenance,repairs, managing tenants,collecting rents (even though its not my job,I do it), I make recommendations to the landlord on how to save money without sacrificing the comfort of tenants and I do my best to avoid defferred maintenance.My father does construction (20+ years,he operates a small construction business) maybe I can put him on my teamThank you for answering

I think I will bite the bullet and pay for an attorney.   

We are both very excited about this journey as our everyday jobs just seem to suck the life and creative energy out of us.