I have a tenant who claims that there is a bad sewage smell coming from the master bathroom - making it unbearable to live in the condo.He just moved in there on May 1.The entire condo was remodeled.

The last thing you need is to provide any reason for him to claim that this is a consumer-purpose loan.

When I do sell I do so with a Quit Claim deed for cash.

Assuming 5% increase in appreciation each year which isn't unrealistic over 10 years it's a $275k gain in equity which is certainly a very solid upside.

Location can make a big difference - that $250 target might be fantastic in a pricier area, but unrealistic in another market.

We decided to fight the charges and file a case in small claims court (not knowing the future impact of a dinged credit).

The tenants I accept think the freeloaders are unrealistic and are raising rents across the board.

That lawsuit is a claim for fraud, and that’s what fraud typically is...a misunderstanding and someone being “injured” and wanting to hold the other responsible for it.

I would look into getting a registered agent address lots of offerings for this type of service it will help a little with privacy and peace of mind but you can and will be found...For example my county took out the name search for property records but if you go to the tax claim bureau site you can still easily search by name and business name.   

However, when one claims opinion as fact, that will almost always come under close scrutiny here on BP as it should.