I’m now currently looking at self builds to meet the deficient (and still stay in the area) I’m going to exhaust my resources here because I know the value in having a job 5 min from home.

The umbrella provides an additional limit of Liability if the Liability coverage on one of your listed underlying policies (Homeowners, Auto, Dwelling Fire, Boat, Motorcycle, etc..) is exhausted in a claim.  

It provides coverage if the underlying Home, Dwelling/Fire (aka Landlord), personal Auto, etc. are exhausted in a covered claim. 

We need to do some repairs, kitchen bathroom etc. we have about 15k in liquid but don’t want to exhaust any of our cash.

I may have to bite the bullet on that so I can pull the trigger with more analyzed confidence in my future fix and flip, and without exhausting precious time!  

For the cigarette smell, beside using the ozone machine, have you looked at the exhaust fan? 

I’m up at 5am lookin at deals, it’s exhausting for sure 

-Down payment: $0-Closing costs: $8,000-Repairs: $3,000 (just to be safe)-Cash Flow while we occupy 1 unit: - $358 (after vac,repair,pm,capex,PITI)-Cash Flow when we move out: $250------We plan on staying in the unit for at least 2 years (moving is exhausting). ------ -Total cash in the property after 2 years: $19,592 (Closing cost+Repairs+Left over PITI)-1st year annual NOI (after we move out) : $3,000-1st year Cash on Cash return (after we move out): 15%$250 cash flow and 15% return seem like great numbers to me, especially since I don't have to put a large chunk of cash down all at once.

I think at a certain point, having your name on multiple properties will be a little bit exhausting.

All work completed by me unless noted:Hand Built Cedar Fencing400sqft Stamped Concrete Patio - ContractorCovered Patio Exhaust Hood over StoveOver 2000sqft of 14mm Premium LaminateFloating Vanity and Plumbing to Master VanityGranite Counters in Kitchen and Bathrooms - ContractorElectrical Work Throughout HouseSmart Switches and Devices ThroughoutPainted Whole House In / OutSprinkler System Repairs and Upgrade to Smart Controller What made you interested in investing in this type of deal?