:)    I should have also explained the context i'm in (Shanghai, China) where projects of your size are not difficult to get due to effort or mindeset, government regulation simply wouldnt allow me to buy. 

My fear is their governments don't have the vision.

As long as you are permitted to divide the land into the parcels sized as you imagine you won't have any problems.As a clever strategy if you are permitted by your local government to divide the land, locate a builder and ask him to partner in new construction. 

Once they are comfortable with your systems and have proven to them that you are credible, they typically will not reject a request for additional loans.

Commercial lending is not as highly subsidized by the government (unlike residential).

The province has now also introduced a mandatory government lease that landlords must use.

She has been able to defer the government loans, but the private loan payments (that I co-signed) run her about $850/mo.

To government for tax liability $3,0003. $10,000 to the 401k for contributions. 

You are not ready to work with tenants if you do not know the laws that govern your business.

Then I would probably explain to them it is the policy of the federal government to have those in residential neighborhoods so the City and/or HOA cannot stop them.