Capital management firms and credit unions tend to have better rates.

Big cities tend to have more regulations, more crime, more leftist-leaning policies that hurt investors and private property rights, etc.

Private lenders tend to focus more on the value of the asset or project rather than your credit score or financial history.

Apex and other outer smaller suburbs tend to be more ADU friendly.

These properties tend to hold value better and offer stronger appreciation compared to duplexes or small multifamily units.

I tend to be more on the meticulous side when it comes to these types of things and like to give more information rather than less, especially since this will be first foray into HM.

While the idea of owning internationally is attractive, in reality it tends to be much harder to buy property in other countries (especially European countries).

Seems like an uphill battle and as Jay pointed out it would be a long, expensive process that tends to favor the seller (judges don't take forcing people to sell their property lightly).

As a general rule, I tend to vote against anything that favors rent control and will increase property taxes.

Today, it is 24 degrees and wind chill, and it tends to be colder in the park and cold mist freezes certain areas of it to the point that they're closed for the season as well.