A "pre-approval" sounds like a "consumer" mortgage rather than a commercial loan for investment real estate, is that correct?

Much higher response rate, but more time consuming.

Eichholtz’s initial research showed that real housing prices (corrected for consumer price inflation) gradually changed over time, but were fairly equal in 1973 compared to prices in 1628."

Now if you're just looking to make your credit report look better, that might work but not sure why that would be worthwhile unless you were just looking to borrow more consumer-type debt rather than hard asset notes. 

Consumer Financial Protection Bureau (CFPB):- https://www.consumerfinance.gov/complaint/4.

Allow direct to consumer auto sales from the manufacturer.

However, the only reference to Homeland Security I’ve seen is a post of a seeming “wish list” of investigative agencies by the OP in the Norada thread, who, if you read his posts, is obviously less than a reliable source of information and consumed by rage.  

They are very time consuming if you manage it your self .

You could easily have any two of the areas mentioned (in some areas one) consume 8 hour classes, 5 days a week for an entire 6 week semester.

Finding off market deals by yourself is time consuming and costs $$