'Drinks for the ten now cost just $80.The group still wanted to pay their bill the way we pay our taxes so the first four men were unaffected.

From the narration of this post, I’m sure you already know that I, Daray Olaleye was in that small group whereas millions of everyday users were unaffected.

the price represents the normal consideration for the property sold, unaffected by special or creative financing or sales concessions granted by anyone associated with the sale.

Some areas were totally unaffected, some were.

The most unaffected real estate market is the cash-flow market.

But regarding some of your questions, the intriguing part is whether or not rent remains flat for the entire holding period or if an 8% vacancy rate is used, the primary investment objective is still intact and almost unaffected. 

Below is a chart showing $/SqFt rental rates for conforming properties in the same area for the same time period as the above.As the above shows, rental rates were virtually unaffected by the 2008 real estate market crash.

Since they are unaffected, DTI is unaffected.If you want to change your DTI, lower your debt (by paying off your loans/CC) or increase your income. 

So, this tenant pool was largely unaffected by either event.

As you can see, no payments are made to any senior lien holder because their status is completely unaffected by the foreclosure of a junior lien.