Almost all mortgage loans these days have Due on Sale clauses, so it comes down to A) whether they find out (usually from changes in the insurance policy), and B) whether they choose to call the loan.

Insurance is $300 a year.

I’m wondering on the process of getting things in order to rehab the house through insurance and put it up for sale.

.🔹 Insurance Challenges – Even when insurance pays, it rarely covers the actual cost to completely rebuild.

Insurance liability, I personally know 2 families that lost their children in home pools.

I know I can get an insurance plan, but is it worth the headache?

Avoid basing it on uncontrollable factors like taxes or insurance.

Also, be sure to notify your insurance company that while you are still living on the property, you also have tenants. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

I also have a friend that bought brand new construction, but had to shell out tens of thousands in repairs because the home wasn't built properly, the inspection didn't catch the issues, the builder didn't have a warranty on the property, and insurance didn't cover all the problems.